About An+

Advice built on understanding.

An+ Mortgage helps New Zealand borrowers navigate lending choices with personal guidance, clear explanations and carefully structured applications.

The expert partner on your side.

We believe mortgage advice should leave you more confident, not more confused. Our role is to understand your plans, identify suitable pathways and explain what each choice means.


We work across residential, commercial, construction and business lending, supporting both English and Chinese-speaking clients.

Our Team

Our Team

Our Team Description

Anna Liu

Anna Liu

Principal Mortgage Advisor

An award-winning mortgage advisor with over 10 years’ experience, I provide tailored lending solutions for first-home buyers and investors, helping clients secure property, achieve their financial goals and build a stable financial future.

Carina Du

Carina Du

Mortgage Advisor

Client-focused Mortgage Adviser with a Master of Applied Finance with Merit and Level 5 residential lending qualification. Fluent in English and Mandarin, combining financial analysis, credit assessment and AML/CFT expertise to deliver tailored mortgage solutions and trusted, personalised client support.

Richard Li

Richard Li

Mortgage Advisor

Experienced Mortgage Adviser specialising in home, construction and first home buyer loans. Holds the New Zealand Certificate in Financial Services Level 5, earned in 2022. Provides tailored, cost-effective lending solutions with professionalism, clear communication and dedicated support throughout every application.

Austin Zhang

Austin Zhang

Loan Assistant

Loan Assistant and CA ANZ candidate with previous experience at Deloitte USA. Supporting the lending team with accurate, efficient and client-focused assistance throughout the mortgage process, committed to professional service, clear communication and helping clients confidently achieve their financial goals.

Ella Ma

Ella Ma

Mortgage Broker

Mortgage Adviser holding Massey University’s Finance bachelor’s degree, Lincoln University’s Global Management and Marketing master’s degree, and New Zealand Level 5 qualification. Providing tailored mortgage solutions for homebuyers and investors with integrity, clear communication and support throughout the lending process.